Trading in my Tacoma…

Hey all,

I’m in the process of trying to trade in my 2021 Tacoma TRD OR, 4x4 6 spd manual for an automatic Tacoma. I wanted to ask you guys if it’s a wise move as far as the numbers go.

I bought my Tacoma last year for 43K OTD. It’s fully loaded. I owe 39K on it and dealership is willing to pay 44.5K for it. That’s 5500 over.

The new 2022 Tacoma I’m looking at is 50K OTD…

Base: 41.5K
Upgrades: 9K (TRD Lift kit, Method wheels, Falken tires, TRD grill.. etc)
Taxes and fees: 5K

I know the pros and cons for going from manual to automatic… just wanted your guys’ honest opinion on it. Btw, I’m from Kommiefornia.

Thank you all in advance!

 

My first car was a manual, after that experience I said, never again! Just got tired of shifting gears, it felt like playing baseball and I was pitching and I had to have a perfect game. Prefer auto, lean back, enjoy my ride. I got no problem with people who prefer it, mo powah to ya. I am also from Cali….specifically Los Angeles (aka crazy land).

 

Sweet lord these things are getting expensive.... thats nearly 20k more than I paid for my trd offroad 4x4 in 2018.

But, all things considered, your getting screwed on the upgrades, but your getting overpaid for your old truck so its kind of a wash. Seems like a decent deal to me.

 

I'm not sure if you know what OTD means. It sounds like the new truck is 55k OTD. Also there's a lot in your "etc." I see maybe 3k worth of upgrades, if that.

Need a ton more information, but honestly, if your current truck was 43k OTD and you owe 39k on it, I would say the best option would be to sell the truck outright and buy a truck you can actually afford.

 

Yeah.. manual is getting old, plus wife keeps complaining she can’t drive my truck haha.

 

50K OTD. It’s including TTL.

 

Etc: Tint, predator rube, soft cover, mats

 

I tried teaching my gf and my sisters……wasnt gonna happen, they can barely open the door let alone feel the clutch out. Plus its not like the 80s where manuals got better speed and mpg, its the opposite now, the auto gets better acceleration, mpg & handling.

 

She tried learning. She understood the concept but quit after 30 min.

 

That’s a good price for your used truck.
And in my opinion, a high price for a new truck.
The Auto will likely sell better later. Autos can be driven by anyone.
So the selling market is greater with them.

If you like the Auto. Buy it.
But plan to keep it. I don’t think this market is going to hold much longer.
I think used values will come down within the next year or so.

 

Seems to be a pretty clean wash both ways.

Of course paying 43k for an item and owing 39k on it is something I'd never consider.
I think I owe 13k on my 2021 and I'm sweating bullets over that liability, but I was never one to
like carrying debt.

 

Did someone say debt?

 

Well it's a way of life 'eh - still waiting for someone to discover I'm Hugh Hefner's long lost
son and heir to the mansion and millions... ain't gonna happen ...

 

I just don't know?

 

I hear ya, just tht everytime I hear debt I think Dave Ramsey rant

 

Not sure that taking on even more debt is a good idea...

 

I can afford it. I know I’m not getting the best deal. Thanks for your advice though

 

Maybe we should trade trucks…..

 

Well the upgrades are a joke for the price so they are ripping you off. How have you managed to only pay down $4k in a year? Basically you paid the taxes and that’s it’s? Waste of money.

 

My mistake, it was 45K OTD, not 43K.