8.99 interest rate

Who is buying and financing at this insane rate? I'll keep my 2023 at 3.99% interest, the new rate is crazy.

 

Ya even financing $16k with perfect credit I’ll be at 5.99% with navy fed, makes me reconsider since I have no payment on my 22.

 

Is your emergency savings fund earning 5% or 1%?

 

So you bought a lift for a truck you don't own?

https://www.tacomaworld.com/threads/peak-lift-kit.835165/

 

It's making 4.75% if you must know.

 

Correct, ordered for my first allocation and they have a stupid restock policy. But not uncommon to order parts ahead of delivery bud.

 

That's why I asked bud

 

Hard to go from not stock to stock and everything was preorder with lead times so I bit the bullet and was gonna have it installed at delivery so I can stuff my volks under the new truck.

 

You should start a thread about that, too...

 

That’s the Post Of The Day Right there….

 

I think my first new car loan was 13%. The mid 80’s were pretty tough.

 

Anyone falling for 8.99% must have an extra-bad credit rating or isn't shopping around.

 

Or is extra dumb.

 

You have to really want something new and shiny to feel good about that rate. Or ignorance is bliss... Which, no judgement, but that can be a nice trait to have.

 

I don’t think some of you all have realized what rates are these days. 8.99 ain’t far off. Even my favorite douche canoe tuber TRDjon showed his 6.88% rate with 800 fico on his new LC recently.

 

If one's going to spend/finance that much, Why not just buy a real truck?

 

You've got a point.

It's early for these new gen Toyotas, plenty of time to get one at a better rate. I wouldn't even know where to look for the Toyota truck I would want to buy, dealers never have them.

 

Some manufacturers provide their own financing with lower rates … based on approved credit score .